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Current Rates - Effective March 2, 2010

Rates subject to change without notice.

CHECK OUT OUR LOW USED AUTO LOAN RATES

   USED AUTO LOANS
Model Year Interest Rate Term Required Down Payment
Payment Per Thousand
2007-2008
6.25% APR
4 Years
20% Down
23.60
2002-2006
7.00% APR
3 Years
30% Down
30.88
APR= Annual Percentage Rate .25% Discount on Auto Loans with AUTOPAY from Equitable Cooperative Bank Account

   NEW AUTO LOANS
Term
Interest Rate
Required Down Payment
Payment Per Thousand
3 Years
5.25% APR
10% Down
30.09
4 Years
5.50% APR
10% Down
23.26
5 Years
5.75% APR
10% Down
19.22
6 Years
5.99% APR
10% Down
16.57
APR= Annual Percentage Rate.25% Discount on Auto Loans with AUTOPAY from Equitable Cooperative Bank Account

   PERSONAL LOANS
Maximum Term 
Interest Rate 
Maximum Amount
Payment Per Thousand
36 Months
11.00% APR 
$5000.00
32.74
APR=Annual Percentage Rate.25% Discount on Personal Loans with AUTOPAY from Equitable Cooperative Bank Account 

   PERSONAL LINE OF CREDIT
Maximum Term Interest Rate* Maximum Loan Points
15 Years
9.00% APR
$10,000.00
N/A
*Rate based on the current prime rate of 3.25% APR + a margin of 4.00% as published in the Wall Street Journal on the
last business day of the previous month and may vary up to 18.00% APR. Minimum rate is 9.00%


  OVERDRAFT PROTECTION ~ LINE OF CREDIT
Maximum Term Interest Rate Maximum Loan Payment Per Thousand
N/A
14.00%APR
$2,000.00
Revolving
APR = Annual Percentage Rate