|
Current Rates - Effective
June 30, 2009
Rates subject to change without notice.
|
|
|
CHECK OUT OUR LOW USED AUTO LOAN RATES |
|
USED AUTO LOANS |
|
|
Model Year |
Interest Rate |
Term |
Required Down Payment |
Payment Per Thousand |
|
2007 - 2008
|
6.25% APR
|
4 Years |
20% Down |
23.60 |
|
2002 - 2006
|
7.00% APR
|
3 Years |
30% Down |
30.88 |
.25% Discount on Auto Loans with AUTOPAY from Equitable Cooperative Bank Account
|
Term |
Interest Rate |
Required Down Payment |
Payment Per Thousand |
|
3 Years |
5.25% APR
|
10% Down |
30.09
|
| 4 Years |
5.50% APR |
10% Down |
23.26 |
| 5 Years |
5.75% APR |
10% Down |
19.22 |
| 6 Years |
5.99% APR
|
10% Down |
16.57
|
.25% Discount on Auto Loans with AUTOPAY from Equitable Cooperative Bank Account
|
Maximum Term |
Interest Rate |
Maximum Amount |
Payment Per Thousand |
| 36 Months |
11.00% APR |
$5000.00 |
32.74 |
.25% Discount on Personal Loans with AUTOPAY from Equitable Cooperative Bank Account
|
|
PERSONAL LINE OF CREDIT
|
PERSONAL LINE OF CREDIT |
|
Maximum Term |
Interest Rate* |
Maximum Loan |
Points |
| 15 Years |
9.00% APR |
$10,000.00 |
N/A |
* Rate based on the current prime rate of 3.25% APR + a margin of 4.00% as published in the Wall
Street Journal on the last business day of the previous month and may vary up to 18.00% APR. Minimum rate is 9.00%
|
OVERDRAFT PROTECTION ~ LINE OF CREDIT |
|
Maximum Term |
Interest Rate |
Maximum Loan |
Payment Per Thousand |
| N/A |
14.00% |
$2,000.00 |
Revolving
|
APR = Annual Percentage Rate
|
| |
