EquitableCooperative Bank
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Current Rates - Effective June 30, 2009

Rates subject to change without notice.

CHECK OUT OUR LOW USED AUTO LOAN RATES
   USED AUTO LOANS
Model Year 
Interest Rate 
Term 
Required Down Payment 
Payment Per Thousand
2007 - 2008 
6.25% APR 
4 Years
20% Down 
23.60
2002 - 2006
7.00% APR 
3 Years 
30% Down 
30.88
.25% Discount on Auto Loans with AUTOPAY from Equitable Cooperative Bank Account
 
   NEW AUTO LOANS
Term 
Interest Rate 
Required Down Payment 
Payment Per Thousand 
3 Years 
5.25% APR 
10% Down
30.09 
4 Years
5.50% APR 
10% Down
23.26 
5 Years
5.75% APR 
 10% Down 
19.22 
6 Years
5.99% APR 
 10% Down 
16.57
.25% Discount on Auto Loans with AUTOPAY from Equitable Cooperative Bank Account
   PERSONAL LOANS
Maximum Term 
Interest Rate 
Maximum Amount
Payment Per Thousand
36 Months
11.00% APR 
$5000.00
32.74
.25% Discount on Personal Loans with AUTOPAY from Equitable Cooperative Bank Account

PERSONAL LINE OF CREDIT
   PERSONAL LINE OF CREDIT
Maximum Term 
Interest Rate* 
Maximum Loan 
Points
15 Years
9.00% APR 
$10,000.00 
N/A
* Rate based on the current prime rate of 3.25% APR + a margin of 4.00% as published in the Wall
Street Journal on the last business day of the previous month and may vary up to 18.00% APR. Minimum rate is 9.00%
  

 OVERDRAFT PROTECTION ~ LINE OF CREDIT
Maximum Term
Interest Rate 

Maximum Loan

Payment Per Thousand
N/A
14.00%
$2,000.00
Revolving 

APR = Annual Percentage Rate