We offer many Mortgage Programs. The list below is a sample.
Please call if you would like information on our other Programs.
Current Rates - Effective May 6, 2008 Rates subject to change without notice. MORTGAGE LOANS | CONSUMER LOAN INTEREST | SAVINGS INTEREST | HOME
Conforming 1-4 Family Owner Occupied
FIXED MORTGAGE
Term Interest Rate Points *APR Payment Per Thousand
7 Years 4.875% .5 5.030% 14.08 10 Years 5.000% .5 5.110% 10.61 12 Years 5.125% .5 5.220% 9.32 15 Years 5.000% 2.00 5.330% 7.91 30 Years 5.500% 2.00 5.700% 5.68
ADJUSTABLE RATE MORTGAGE
30 Year Term Interest Rate Points *APR Payment Per Thousand
1 Year ARM 4.625% 1.00 4.960% 5.15 5 + 1 Year ARM 5.125% 1.00 5.380% 5.45 Caps 2.00% / 6.00% Interest Rate may change ( increase/decrease) after the initial period.
FIRST TIME HOME BUYER MORTGAGE
Caps 1.50% / 4.00%
30 Year Term Interest Rate Points *APR Payment Per Thousand
5 + 1 Year ARM 4.875% .5 5.090 % 5.30
Interest Rate may change (increase/decrease) after the initial period.
NEW CONSTRUCTION MORTGAGE / Owner Occupied
Term Interest Rate Points *APR Payment Per Thousand
1 Year Fixed 6.500% 0.750 8.230% 5.43
HOME EQUITY LINE OF CREDIT
Term Interest Rate** Points *APR 15 Years 5.00% N/A 5.00% *(APR) Annual Percentage Rate based on a loan amount of $100,000.00 with a 80% loan to value.
** Rate based on the current prime rate of 5.00% APR as published in the Wall Street Journal on the last business
day of the previous month and may vary up to 18.00% APR. Rate will remain at the prime rate for the life of the loan.