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Commercial Real Estate

Are you in the market for a commercial real estate loan? When you contact one of our commercial real estate lending professionals, you will be dealing directly with local business people who can answer your questions and close the transaction in the quickest, most efficient way possible. Our flexible terms and customized solutions provide you with a wide array of choices.

  • Property Types -Multi-family apartments (5 or more units), offices, retail, industrial/warehouse, mixed use, and many others
  • Zero points
  • No application fees
  • ARM terms ranging from 1/1 to 10/10 available
  • Fixed rate terms available on case-by-case basis
  • Term- 12 months to 20 years; Amortization –Programs up to 30 years available
  • Loan to Value -Typically up to 75% of the appraised value or purchase price (lower amount applies); in some cases up to 80%
  • Subject to prepayment penalties (see rate sheet for more information)
  • Debt Service Coverage Ratio -Generally at least 1 .15x