Fixed Rate Residential Mortgages
- Available for one-to-four family owner occupied residences within our lending area
- Fixed interest rates for the life of the loan
- Variety of terms available
- Zero and one point options available (owner -occupied programs only)
- Rate lock option available
- No Points, No Closing Costs option available (owner-occupied programs only)
- Owner-occupied financing up to 95% of the purchase price or the appraised value (lower amount applies) available. LTV’s between 80% and 95% require Private Mortgage Insurance.