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Fixed Rate Residential Mortgages

  • Available for one-to-four family owner occupied residences within our lending area
  • Fixed interest rates for the life of the loan
  • Variety of terms available
  • Zero and one point options available (owner -occupied programs only)
  • Rate lock option available
  • No Points, No Closing Costs option available (owner-occupied programs only)
  • Owner-occupied financing up to 95% of the purchase price or the appraised value (lower amount applies) available. LTV’s between 80% and 95% require Private Mortgage Insurance.